This is something I have always been curious about. In a world full of $15K-$150,000K audio dream components it wouldn't seem unreasonable to consider such an option but I don't personally know of anyone who has done it.

I'm not sure how many people out there have enough play cash sitting in their bank accountto be able to drop $15K-$25K on that set of dream speakers they always wanted. I'm sure it's doable for some folks if they saved their pennies for long enough but who wants to wait for a year or three once the audio bug has bitten again.

I must say that I have seriously considered financing several times after drolling over a few sets of speakers I have had my eye on.

When trying to rationalize why financing such a purchase would be a bad idea I can't relay think of too many.

For example, if you were to put this purchase in the same context as something like the purchase of a "Fun Car" for spirited weekend drives it starts to sound more reasonable.

I mean, if someone has enough left over cash after all the bills are paid to be able to afford the purchase of that second car which they may make payments on over the course of 2-5 years then how would the purchase of that dream component be any different?

From what I can tell the depreciation value of high end audio equipment really isn't much worse then that of a sports car once driven off the dealer lot.

What are your thoughts on this and have you ever considered such an option...Thanks

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